|S.NO.||PARTICULARS||RATE OF INTEREST W.E.F. 15.04.2015||A/C TYPE|
|2||Secured Loan against NSC/LIC/KVP/Third Party FDR||13.00||LS|
|3||Term Loan against Property||14.50 upto 3 years 15.00 above 3 to 5 years||TL|
|4 (a||Vehicle Loan||12.00|
|5||Over draft/Cash Credit Limit against Stock/ Property||14.75||OD/CC|
|6||Over draft Credit Limit against NSC/LIC/FDR/KVP/ Third Party FDR||14.00||OD|
|7||T.O.D. in Current Account||18.00|
|9||Loan against own FDRs||2% above the FDR rate of interest|
FOR Purchase of New Car
- 75% of cost of car
- Payment in 36 monthly instalments
- Interest Rate 12%
- Commercial Vehicle 15%
For Repair of House
Up to RS 1, 00,000/- (Intt. Rate 18%) on 2 (two) Members sureties.
For Consumer Goods
- Computer,/ T.V,/ Fridge,/ Cooler etc.
- On 2 (two) Members sureties up to Rs 1 lac.
- (Intt. Rate 18%)
- Secured Loan against security of NSC/ KVP/ LIC Policies
- (Intt. Rate 13%)
For Personal Loan
- Rs 1, 00,000/- on 2 (two) Members sureties
- (Intt. Rates 18%)
- Overdraft facility against security / Property (Intt. Rate 14.75%)
- Overdraft Limit against NSC / LIC / FDR / KVP etc. (Intt. Rate 14%)
GOLD LOAN – Interest Rate 13%
In case, need of 90% of your fixed deposits at 2% higher of FD Rates.
No penalty on prepayment of loans.
For any other information please contact Bank Officials.